At Bear Fruit Family Development, we are here to help you with your financial needs, concerns and improvements. From living paycheck to paycheck to living off credit cards, we can help you develop a plan where you start saving money for emergencies and will fighting your way out of debt. We can help those that do not have any debt create a plan for their money that will grow and help them reach financial independence. 

Understanding Your Financial Situation

With 78% of Americans living paycheck to paycheck, and having little to no formal education on personal finances, it is often difficult to know where to go and what to do. This is where we come in. At Bear Fruit Family Development, we meet you where you are at today. The first step on the road to financial independence is to know WHY succeeding with your finances is a must for you and your family. We will work together to establishing a plan for your money in the short term and for the long term. We will discuss your spending habits and behaviors to identify the areas of strength and opportunities for growth.  It is our goal to help everyone, from the high school graduate to those who have thousands of dollars in debt. We want to provide you with the tools to create hope and peace.


We Provide Tools & Resources

One of the best foundational tools for financial independence is, the Budget.  
Now depending on your past, this could be either be a “curse word” or could be “that thing I keep meaning to make”.  No matter what your current view of it is now, a sound family budget will keep you in line with your goals and get you one step closer to financial independence.  We will assign every dollar from your paycheck a job so you will know where your money is going instead of wondering where it went. From pen and paper, to electronic spreadsheets to an app, we will identify the budgeting method that fits you and your family best.

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Create Your Financial Strategy

Building a budget that works for you and your family is only one step in creating lasting wealth.  We will create a life-long financial plan that will change your family tree for generations to come. Included, are and emergency fund, debt elimination plan, kid’s college fund and retirement investment. Finally, we will create a path for you to pay off your home early and start building wealth with stocks, bonds, and mutual fund investments.

Now this is the FUN part. We want you to visualize what you will do when you don’t have any bills to pay.  Allow yourself the opportunity to fantasize about all the cool, fun and charitable things you could do if you had the financial freedom. It doesn’t have to stay a dream. We invite you to partner with us, as your financial coaches, to make this dream to reality.

“Owe nothing to anyone except to love one another”
Romans 13:8